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Florida Luxury Home Insurance

Homeowners / Condominiums


Extended Replacement Cost: Chubb will pay to repair or rebuild your home after a covered loss even if the cost to do so exceeds your policy limits, up to 150% of the insured value.

 Optional Cash Payment: If you decide not to rebuild, or to rebuild in a different location, you can choose a cash payment option. 

World Renowned Claim Service: Chubb’s highly skilled claims professionals are available 24-7 to respond to a covered claim.  They are with you throughout the entire claim resolution process.

Loss Assessment Coverage: Chubb provides up to $50,000 of loss assessment coverage for assessments resulting from a covered loss.

Temporary Living Expenses: Chubb offers broad coverage for housing and other expenses you may incur while your home is being repaired after a covered loss.  This coverage allows you to maintain your standard of living while repairs are taking place.